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Financial Services:

Edition Line  Credit is a non-deposit taking Micro Finance Lending Institution founded with purposeful intent to meet an overwhelming market need of providing structured working capital solutions to Individuals and Small Medium Enterprises (SMEs).

SMEs are touted, by reputable institutions such as the World Bank, as the economic growth engines that shall drive Africa out of chronic poverty to the utopia of middle income status. However such companies regularly face a crippling lack of access to financing, due to the broad based perception of being too risky.

Core values:

  1. Doing what’s right for customers
  2. Leadership and
  3. Ethics
Mission Statement:

Edition Line Credit Limited’s mission is to provide innovative financial products, make them easily accessible and deliver those products and services in a simple and efficient manner, leveraging technology to achieve this. The company strives to be transparent in its product offerings, responsible in the way it operates and also ensures a high standard of security to safeguard its own and its customers’ interest.

Vision Statement:

The universe of financial services is changing at an increasing pace. Edition Line Credit Limited wants to help more people have access to financial services in an easy, transparent, secure and friendly environment. We want to improve the quality of life in the communities we serve, earning their trust and loyalty. Our ambition is to be leaders in all markets in which we operate and to expand our leadership in new countries.


Salary Advance Loans:

Apply for our salary advance loans in Kenya to keep you afloat till your next salary is paid. Do you need some salary advance for an unexpected emergency? We are here to provide easy financial support to you till your next pay day. As a salaried employee we are faced at times short on cash to meet your personal obligations such as emergencies, paying school fees, kick starting on that project and so much more.

Our salary advance loans in Kenya facilities are designed to support permanent employees meet their short and emergency financial aids. We guarantee a simple loan process, flexible repayment plan with very competitive loan rates.

We will finance you to undertake development projects secured by assets such as motor vehicle or land. Pay the loan conveniently by cheque from your salary income.

Salary advance loans in Kenya Requirements include:

  • Copies of ID & PIN of the borrower (Original ID to          be presented for verification)
  • Latest three (3) months’ payslips
  • Latest four (4) months’ bank statement.
  • Security being pledged e.g. logbook, title deed,                shares for listed companies etc.

  1. Salary check-off Loans

  2. Salary non check-off loans

  3. Salary Development Loans

  4. Product Loans




Emergency Loans:

Emergencies are unforeseen contingencies such as sudden hospitalization, funeral expenses, and other unforeseen circumstances beyond a member’s control. 

Loan products have been designed to meet members’ financial needs whether arising from emergencies or planned financial investments. The designing, packaging and processing of our credit products takes into account flexibility and value for money

When the need for urgent funds arise, you can count on us to make it happen. We will listen to you and come through for you. We pride in offering you speed and flexibility.

Do not be weighed down by medical bills when illness unfortunately strikes. We will finance you to settle the bills as you are left paying the loan in convenient terms. We will stand with you in the good and the not-so-good times.

Pay school fees on time by getting a school fees loan which you can pay conveniently whether you are in business or in employment. Our terms and security requirements are flexible and speed is guaranteed. Do not let you son or daughter studying abroad miss studies due to fees. Talk to us, we got your back!





Business Loans:

We offer quick, flexible Capital and business loans to micro, SMEs and corporate businesses in Kenya. We recognize how much your company means to you, as such our structured business loan facilitates are tailored to provide you with the required capital to meet your current business’s needs or to help you fulfill and achieve the potential growth  and obligations for the business venture here in Kenya.

We’re a financial institution that offers flexibility on security and terms of the business loan – we offer short term and medium term loans including revolving facilities for short term needs. We have an established track record of helping business owners and entrepreneurs start or develop into successful businesses in Kenya.

Our business loans have attractive interest rates to aid in business growth. With our wide range of Business Loan facilities, you can ensure the smooth running of your business.

If you are in search for an alternate, flexible and readily available business loans in Kenya service provider with full versatility of outstanding customer support that puts emphasis on partnerships, then we are the right fit for you.

  1. Business Working Capital Loans
  2. landlord Loans
  3. Logbook Loans
  4. Asset Finance Loans
  5. Import Duty Finance
  6. LPO Financing & Invoice Discounting 


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EDITION LINE CREDIT LIMITED
Head Office: Ivory Building, 2nd Floor, Moi Avenue, P.o Box 17039-80100, Mombasa GPO, Tel:+254-707-856-524/0777-856-524 E:editionlinecredit@editionlineassociate.com Website:editionlineassociate.coM
LOAN APPLICATION & AGREEMENT FORM








Applicant Personal Details
Employment Details



Particulars of Guarantors-Name,ID,KRA PIN,Phone No.
In consideration of guaranteeing the above loan or any lesser amount that may be approved, we the undersigned hereby acknowledge to have read and understood the terms and conditions of this application and accept jointly and severally the liability for repayment including interest and cost appertaining to the aforementioned loan in the event of the borrower’s default.
Particulars of Collateral
Borrower Declaration.
I hereby declare that the foregoing particulars are true to the best of my knowledge and belief. I agree to abide by all the terms and conditions governing this loan and any other future amendments as may be reasonable made from time to time. I further declare that I have understood and accepted the terms of this loan product.
 

Financial Services:

Edition Line  Credit is a non-deposit taking Micro Finance Lending Institution founded with purposeful intent to meet an overwhelming market need of providing structured working capital solutions to Individuals and Small Medium Enterprises (SMEs).

SMEs are touted, by reputable institutions such as the World Bank, as the economic growth engines that shall drive Africa out of chronic poverty to the utopia of middle income status. However such companies regularly face a crippling lack of access to financing, due to the broad based perception of being too risky.

Landlord Loan

Loan facility secured by rental income. Eligible properties can be either commercial or residential.

Loan Purpose:

  1. To help land lords manage their business cash flows
  2. Improve the condition of the houses
  3. Participate in emerging business opportunities e.g. IPOs
  4. Meet their personal and development needs
  5. Meet emergency needs e.g. hospital bills, etc.
Grace Period:
 1 month

Collateral/Security

Well-filled Deed of Rental Assignment AND Tripartite Agreement on Rental collection
Rental collection Agency relationship for at least 3 months

Loan Requirements:

  • Original National ID
  • Copy of KRA PIN
  • Bank statements for the last 3 months
  • Original 2 Passport Size Photo
  • Latest 6 months’ Payment Vouchers from Property Agent(Edition Line Associate)
  • Copy of Agency Contract
  • Latest electricity /water bill for the property
  • Property Search Report stamped by authorized mandate.

 Address : 17039-80100,Moi Avenue, Mombasa
 Phone : (254) 707-856-524
Email : editionlinecredit@editionlineassociate.com


Our Loan Products

Business Working Capital Loans : 

We offer quick and flexible loan facilities for your working capital requirements for micro, SME and corporate businesses. We offer flexibility on security and term of the loan – we offer short term and medium term loans including revolving facilities for short term needs.

Requirements include:

  • Six (6) months’ bank statements
  • Identification documents – National ID or passport, KRA PIN.
  • Security – Logbook, title deed etc.
  • For registered businesses, registration documents.
Landlord Loans :

As a landlord or landlady, you can access loan facilities to improve rental houses and take care of other needs through our Kodi Cash loan. We partner with you and your property agent to give you very flexible financing terms against rental income.

Requirements include:

  • Property management contract
  • Three (3) months’ payment vouchers
  • Identification documents – National ID or                        Passport and KRA PIN.
Asset Finance Loans :

We will assist you to acquire movable assets such as motor vehicles and machinery. The same assets will serve as the security for the loan.

Requirements include:

  • Bank statements for the most recent six (6) months;
  • Identification documents – National ID or passport, KRA PIN.
  • Security – Logbook, title deed etc.
  • For registered businesses, registration documents.


Import Duty Finance:

Avoid the stress of clearing imported motor vehicles at the port by engaging us to handle it for you. We finance 100% of the duty and normal storage charges. The vehicle being cleared will serve as security for the loan.

Requirements include:

  • The motor vehicle importation documents
  • Identification documents – National ID or passport, KRA PIN.
LPO Financing and Invoice Discounting:

Get financing to supply orders (LPOs and LSOs) from reputable organizations against unpaid invoices. Do not miss an opportunity to meet your orders. Edition Line Credit will partner with you to meet all your supply needs.

Requirements include:

  • Current LPOs/LSOs from a reputable institution
  • Most recent six (6) months’ bank statements
  • Current unpaid invoices
  • Formal security – Logbook, title deed, etc.
  • Evidence of previous supply and payments
Logbook Loans:

Our logbook loans in Kenya are tailor made to meet your urgent financial obligations without hassles. In need of some quick cash? Caught up with financial emergencies and bills? No worries! We are here to provide you with an easy financial support. Our Logbook loans can be used to meet diverse financial needs such as smooth running of your business, sort out emergencies, pay school fees or even clear medical expenses.

Unlock a world full of possibilities, start taking advantage of our logbook loans in Kenya facilities. Our logbook loans application process is simple and has a flexible repayment plan with competitive loan rates.

Logbook Loans  Requirements

  • Original National ID or Passport
  • Copy of KRA PIN
  • Original logbook of the motor vehicle
  • Colored passport size photo
  • Current valuation by a valuer on our panel

Women & Youth Loans:

As a lady engaging in business in clothing, entertainment and beauty industries, we aim to partner with you to see your business grow.

Requirements include:

  • Copies of ID & PIN of the borrower (Original ID to be presented for verification)
  • Latest six (6) months bank statement.
  • Security being pledged e.g. logbook, title deed, shares for listed companies etc.
 Youth Loans:

loan offered to youth to assist them engage in business ventures under stewardship of a guardian. This Loan caters for youth who are conducting new businesses. Talk to us to get you going.

Requirements to be provided by either the youth or the guardian include:

  • Copies of ID & PIN of the borrower (Original ID to be presented for verification)
  • Latest six (6) months’ bank statement.
  • Security being pledged e.g. logbook, title deed, shares for listed companies etc.